Thanks for the plug Ben! :) haha....
Question one: what you do consider an exorbitant amount of money? lol.....it's a good question though, you need to decide how much your are willing to spend and then we can get to what might be the best boat for your budget. Do you want a starter type boat that might last you a few years while you get into it and be willing to upgrade later or do you like really good equipment? or a really good value boat in the middle? Keep in mind accessories add up fast too so take that into account; pfd, battery, motor, oar rights, anchor, rope, fins, rods holders, long net, all that stuff adds significantly to the equation. another thing to do since it's winter is watch Craigslist and/or Ebay for used deals.
general rules of thumb:
urethane or bladderless is better than PVC, it will last longer.
aluminum frame is better and lighter than steel
warranty length and if it's unconditional or not
adjustability of seats, oar positions, frame on the toons. can you make it fit your body?
weight (sucks to haul a heavy boat on your back on the trail down to Trapper's

)
anchor system?
cargo deck?
stuff like that. as far as breaking it down pretty much all of them do but it's fairly a pain, especially if you have done a lot of hard wiring for your electronics and transducer. if you can keep it setup at home then just throw it on top of your xterra with a couple straps. saves a bunch of setup/breakdown effort. I put mine on top of my Tahoe all the time. a couple NRS or ratchet straps good to go.
sound like anything in the 8-10 foot range will suit you, shorter will be a bit lighter and easier to store/transport. 9' is a good length for not being too tilted in the water with all the weight of a motor and battery. I started out with an 8' water skeeter I traded someone for. that boat was tough as heck but also heavy and I had to do a lot of custom work on it to get it the way I wanted it. (it's just like all your other gear, if you get a boat you will be constantly tweaking with it to get it just right) Last time I upgraded I wanted my last boat and went with the Northfork Madison H2. it has been a sweet boat but has needed some tweaking as well.
All that said I really like the Outcast PAC boats and the NFO. I think the frames on the lower end (fishcast/discovery) boats have some issues like was mentioned with the anchor setups/motor mount and cargo decks. The PAC series have bomber construction and setup and the materials are top notch. Outcast is made by Aire the rafting company and those are the same as their American made rafts (not the chinese lower end ones) with the same 10 year no fault warranty that is pretty much the gold standard in rafting. The NFO boats on the other hand are probably ahead of the game in innovation and features as well as being able to kind of customize it when you order. I think the frame on mine is up to par (X7) with the Outcast, but the cargo deck is huge plus the standing deck which is nice at times. Some of the materials maybe could be a bit better so I would give the Outcast a slight edge there. I haven't had any issues with my boat so I can't speak to what BBT was talking about. I got my boat quick and was able to talk to Dave and Larry and haven't had to deal with the warranty although that was one of the reasons I went with the H2 (lifetime). Plus, if you call and talk to Larry Tullis and tell him you heard about them from the board he will generally give you the show special price or better regardless of what they are showing on the website. could be several hundred on a higher end boat or something like $50 and free accessories and on the lowest priced ones. or at least it was back then.
ok, I guess that's my dissertation on pontoons for the evening. or at least what I can think of right now. let us know when you get setup and I can give you some sweet tips on how to turn a bike kickstand into a transducer mount and wiring options and there are plenty of ways to deal with motor mounts (offset it to the side, use a swivel seat mount, loosen and turn the motor head, run backwards and use your fins to steer, run forward and use an oar to rudder instead of the motor) and anchor systems that aren't quite right. ram mounts work great for sonar setups too.
later, Cory
(chewy, remember this?? we need to get this trip back on!!!)